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Why Choose a Retiree Medical Trust (RMT)

Financing Benefits

RMTs offer a valuable benefit for groups willing to commit small amounts, all on a pre-tax basis, during active employment to save for post-retirement medical expenses. Contribution levels of established RMTs range from 1% to 11% of compensation.

The value of accumulated sick and vacation leave may also be transferred to the employee's credit in the RMT on a pre-tax basis if it is negotiated in the labor agreement for the entire bargaining unit.