About Us

This site offers an introduction to the purpose, operation, and benefits of a Retiree Medical Trust. The following professionals have extensive expertise implementing retiree medical trusts and would be pleased to answer your questions and/or counsel your organization. Feel free to contact the following individuals and organizations:

Mr. Edward H. Friend, F.S.A., F.C.A., E. A.
EFI Actuaries
1001 Connecticut Avenue, NW, Suite 315
Washington, DC 20036

Ms. B. Shana Saichek, Esq.
Saichek Law Firm, APC
2445 Fifth Avenue, Suite 332
San Diego, CA 92101
Direct: 619-232-8700
Fax: 619-232-8706
Admitted in the States of California, New York and Washington.

This Retiree Medical Trust website provides information to the pension and health benefits community of governmental employers, and does not constitute legal advice. We offer quality, accurate information, but make no claims, guarantees, promises, or warrantees about the timeliness, completeness, or adequacy of the information contained herein. Because legal advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided herein should be used as a substitute for the advice of competent counsel.

Circular 230 Disclosure. United States Treasury regulations , effective June 21, 2005 require us to notify you that to the extent that this communication, or any of its attachments, contains or constitutes advice regarding any U.S. Federal tax issue, such advice is not intended or written to be used, and cannot be used,by any person for the purpose of avoiding any penalties that may be imposed by the Internal Revenue Service.