Secretary

RMT at a Glance

Retiree Medical Trust Features:

A RMT is a hybrid plan featuring:

Lifetime benefit with professionally invested, pooled assets (as in defined benefit plan)

Fixed costs (as in a defined contribution plan)

Fixed pre-tax contributions made to RMT during active employment. Contributions held in trust and
  professionally managed/invested

Retired employees will receive lifetime TAX-FREE monthly reimbursements for medical
  expenses/premiums

Actuary determines the appropriate level of monthly benefits to ensure stability, based on expected
  future contributions and investment earnings; benefit level will vary based on investment returns and
  RMT plan experience.

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